Getting in a car accident is a scary experience. When you add the stress of having to negotiate and file a claim on the accident on top of that experience (and any injuries incurred), then you’ve got a real nightmare on your hands! But, with a little preparation and advice, it doesn’t have to be. Here’s what you should know:
The Five Elements of a Claim
A vehicle injury claim involves a series of negotiations between you and the driver-at-fault’s insurance company. The goal of these negotiations is simple - to get you, the claimant, the highest possible settlement.
Before you jump into negotiations, you must first understand that claims adjusters are expert negotiators; they will use their expertise and terminology to try to confuse you in hopes that you’ll accept a lower settlement. These proceedings may seem intimidating, but once you understand the process and terminology, you’ll be ready for action.