When someone enters your home or a property that you own, they almost always assume that it is safe to do so. This is a pretty reasonable assumption; your guests are not going to stop and ask about any potential hazards before they knock on your door. Your obligation to provide a relatively safe environment for visitors falls under what we refer to as "premises liability". As you may have guessed, this area of the law is extremely broad. After all, any number of things could happen on your property.
Yes. If you are thinking about not keeping your rental property any more, you are by no means alone in that thought. There are over 11 million people who are upside down on the value of their property compared to amount owed - whether it is the home they live in or the house(s) they have as rental property, the affect is the same.
To make things worse, when you have tenants that cannot pay due to various economical challenges they are as well facing, you as the property owner must still find the resources to pay the monthly note. It is hard enough being a landlord and trying to eek out a living from your investment property during good economical times. So trying to do so under current economic conditions is unbearable for most. Empty rental property and/or tenants who are struggling to pay put in jeopardy your own financial security and possibly your own home. You are allowed to surrender the property back to your mortgage company through filing bankruptcy and will no longer have to pay for the property. If you own investment properties and issues stemming from this property is threatening to pull you under, you should consult with a bankruptcy attorney as quickly as possible to know and understand your options and lay out a strategy that will work for your specific situation. Don't wait until bankruptcy is your only option and the situation is so bad that you are facing the loss of your own home.
If your vehicle was repossessed, you can get the property back by filing a chapter 13 bankruptcy. The chapter 13 bankruptcy must be filed before the creditor sells or disposes of the collateral. How quickly the creditor sells your repossessed vehicle varies depending on the lender and state law stipulations.
Travis Cardell Brown was convicted of shooting three (3) Southern Mississippi football players, including our client Martez Smith. Judge Bob Helfrich sentenced Brown to three (3) twenty (20) year terms in prison which he must serve consecutively.That is a partial victory for Martez but the journey is far from over.
We have a civil lawsuit pending against the owner of the club where this shooting occurred. The club, called the Remington Hunt Club, had been a source of criminal activity prior to Martez and his friends being shot. The club owner failed to take the necessary steps to keep his customers safe. As a result, Martez and his friends were shot. Martez was paralyzed from the waist down and may never walk again. But Martez won't let his life be defined like this.
Martez is an amazing young man. Even though he is confined to a wheel chair, he graduated from USM and is now considering a masters degree. His goal is to be a coach. Martez' muscles still bulge due to daily workouts. He is an inspiration to anyone who is making excuses to get out of working out. You see, doctors have told him he won't walk again but Martez has different ideas. He still wants to play in the NFL.
Chapter 13 Bankruptcy is not just a method to stop foreclosure or wipe out credit card and other debt. Sure, filing a Chapter 13 can do that but it is a powerful financial tool that can do so much more! It can be used to restructure debts for a period of up to 5 years and provide a way for a debtor to control their debt load without sacrificing a decent standard of living. A debtor is under the protection of the court during the Chapter 13 period. The debtor's personal & real property, pay, and bank accounts are all protected (with very limited exceptions).
If your home was foreclosed between January 1, 2009 and December 31, 2010, you can request a review of the foreclosure process to see if it was handled properly. Fourteen mortgage companies are required to participate in this process. If there were errors, misrepresentations or other irregularities with the process, you may be entitled to financial compensation or other remedies. This process only applies to the home that was your primary residence. Letters will be mailed out from the mortgage companies, but they will probably be sent to the house that you no longer live in. If you would like to have your foreclosure reviewed, you can call 1-888-952-9105 for the form you will need to fill out or visit the web site at www.independentforeclosurereview.com.
Randy Quaid will always be the lovable Cousin Eddie to thousands of folks including me. The quintessential "house guest that wouldn't leave" stole so many scenes in Vacation and Christmas Vacation he could've been charged with grand larceny. Well, Quaid and his wife were charged with felony vandalism in California and fled the country.
I'll bet you don't know anyone who has ever collected on title insurance. It seems expensive, no one wants to pay for it and many people today would say it is not needed. But the turmoil in today's real estate market makes having title insurance even more important. Mortgage fraud, fake mortgage documents and the recent robo-signing scandal make title insurance an absolute necessity these days.
So you think you found someone to rescue you from foreclosure?
A mortgage rescue company comes forward and claims to be able to help you save your home and your credit. You probably just signed your house away.