Articles Posted in Automobile Accidents

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Work Hard for Clients; Play Hard with the Family.

Motor-vehicle collisions cost the country hundreds of billions of dollars each year in lost productivity, medical expenses, and property damage. At the individual level, a single traffic fatality costs society $1.4 million, while a survivor who sustains critical injuries might cost the nation $1 million. That doesn’t mean, however, that car accident victims are automatically entitled to a seven-figure payout. If you were hurt in a wreck, the potential value of your claim will depend on the circumstances. This is something that always comes up in our attorney-client conversations and it quite often defies an easy answer at the beginning of a case.  At Coxwell & Associates, we do the best we can to let a client know upfront what he might be able to recover, but as stated earlier, sometimes you must wait until the client reaches maximum medical recovery. Let’s take a look at some of the biggest factors that influence car accident settlements and verdicts:

  1. The Severity of the Injuries

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If you are injured in an auto crash in or around the City of Jackson or any part of Mississippi, my answer is NO unless you are in a crash that involves absolutely no injuries. You need to realize that it can be difficult to know if you have injuries for several weeks or months in some instances. I have been involved with clients in cases where a ruptured disc was not located until several weeks and even months after an auto crash. I recall a close friend who was in a crash in Florida. He was examined at a medical clinic in Florida and told he had no medical problems. As the weeks passed his shoulder kept hurting and aching. When he went to an orthopedic clinic in the Metro area the doctor discovered a torn rotator cuff. I have repeatedly said don’t even think about resolving an auto crash until you are 1000% certain you have no injuries.

So, what is the problem talking with the insurance adjuster for the person who crashed into you? Well, for one thing, the adjuster works for an insurance company and that insurance company wants to save money. Insurance companies learned decades ago that the best way to save money is to pay as little as possible on claims. In America, the only type of compensation the justice system can offer is money damages. The insurance company cannot give you back your health. They cannot return someone’s life that might be lost from a crash. The insurance company cannot restore your ability to work. But the adjuster can save his company money by seeing that your legal damages are as little as possible. The adjuster is not your friend. He or she might be sympathetic to your problems but you are not his boss and you don’t pay him.  Do you think the adjuster will move up in their position by paying the maximum amount in claims? (See my short video on this topic here).

When you talk to the adjuster for the person who crashed into you, it is very likely you could say something that might not be true after you get a complete medical workup. Or you may say something that allows the adjuster to claim you were at fault for the crash. How about a personal example. I was coming down I-55 about to take the High Street exit. There was a man in the left lane that wanted to get over because he did not want to take the exit. Of course, I did not know this. The man did not have his blinker on. He just suddenly slammed into my SUV almost flipping my vehicle in his effort to move into my lane. He admitted it was his fault at the crash scene, but within a day the adjuster was telling me I was at fault. I spent five seconds on the phone with the adjuster before hanging up and filing a civil action. Within three days the adjuster called and asked for an estimate for my repairs. Luckily I was an attorney and could move quickly.

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A vehicle accident can happen to anyone at any time. Injuries sustained from car crashes can have long-lasting effects on all areas of your life. From the pain, suffering, and medical bills to absent from work. Injuries can be devastating. If you or somebody you know sustains injuries following an auto accident, the best choice of action is to enlist the services of a car crash lawyer in the Jackson Metro area. Coxwell & Associates are family-oriented, involved in their communities, and life-long Mississippi residents. They live, work and have a deep interest in their community, unlike some national firms that might only be interested in your business.

Coxwell & Associates understands that your best interest is getting the compensation you deserve if you have a legitimate claim. This is where we come in. We understand the results matter. For this reason, we are dedicated to ensuring successful vehicle accident claims on your behalf.

Extensive research and numerous studies show that personal injury plaintiffs that hire a car crash lawyer are more likely to succeed and receive better settlements than those who choose to represent themselves. The benefit of a civil plaintiff attorney that is knowledgeable, skilled, and diligent is indisputable.

After some car crashes, it’s obvious who is to blame. If a drunk driver runs a red light and hits your vehicle, for example, you probably won’t have much trouble proving liability. But there are many accident scenarios in which liability is contested.

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For example, after a left-turn car crash, the driver who was turning left is usually held liable because most of these collisions occur due to a failure to yield the right-of-way; however, upon further investigation, it is often revealed that the driver traveling straight was partially (or entirely) responsible.

If you’re worried about being held liable for a crash that you did not cause, or if you would like to file a personal injury claim after a serious collision, turn to Coxwell & Associates. One of our car accident attorneys will assess your case for free and provide the advice you need to make informed decisions. Call 877-231-1600 to schedule a free case evaluation with a personal injury lawyer in Jackson.

Determining who is at fault for a car accident can be difficult as no-one really wants to admit liability if it means they’ll have to pay for the damages. Ultimately, it’s the insurance companies’ responsibility to assess the evidence and ensure the correct driver accepts the blame. Here’s how insurance companies determine fault in car accidents.

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They Gather Evidence

Once you’ve filed an accident report with your insurance company, you’ll be assigned a claims adjuster. Claims adjusters are the people who will be investigating your claim to see the extent of liability. They will do this by analyzing all the available evidence relating to the car accident. That’s why it’s vital you gather as much evidence at the scene of the accident as you can to support your case.

Few people expect to be in a car accident and even fewer plan for it. So, if it does happen, many are unsure of what to do or who they can ask for help. One thing that you do need to keep in mind is you should consider getting a lawyer after a car accident, particularly if it’s serious. Here are five reasons why.

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1. A Lawyer can Handle the Insurance Company on Your Behalf

If you were seriously injured in a truck accident, you probably have a lot of questions about your case. Who is liable for my damages? How do I initiate the claims process? What types of damages can I pursue? Unfortunately, there’s a lot of misinformation out there—especially on the Internet—and if you turn to an unreliable source for answers, you may wind up making a mistake that jeopardizes your claim.

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At Coxwell & Associates, we offer free initial consultations to people who have been injured or lost family members in truck crashes. A personal injury lawyer on our team can assess your case and help you make the right decisions regarding your claim. Call 877-231-1600 to speak with one of the leading truck accident attorneys in Jackson.

Let’s explore some common myths about truck accidents in Mississippi:

Motorcycle accidents cost billions of dollars annually in economic damages like medical care, lost wages, and loss of earning capacity. These expenses are often enough to cripple the finances of even a fairly well-off family. To avoid bankruptcy or overwhelming debt, the only option available to many crash victims is filing a personal injury claim.

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Unfortunately, recovering fair compensation often involves an uphill legal battle. The insurance company will look for any possible reason to dispute liability and the value of your damages, and one mistake could be all it takes to jeopardize your case.

You may already know that a personal injury lawyer can help you fight for the compensation you deserve, but how soon after the crash should you contact an attorney? The short answer: as soon as possible. If you wait too long, important evidence may eventually become unavailable, and there are strict deadlines for filing personal injury lawsuits.

In 2015, Mississippi became the 45th state to ban texting and driving. During the first year that the ban was in effect, the penalty for violating it was a $25 fine. This fine was increased to $100 per violation in July 2016.

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In 2017, after having enforced the law for nearly two years, Mississippi Highway Patrol officials claimed the penalty needed to be more severe. Considering the potential consequences of texting while driving, they may be right.

The Federal Communications Commission reports that approximately nine people die in distracted driving-related collisions every single day. An additional 1,000 motorists, passengers, cyclists, and pedestrians sustain injuries in such crashes.

No one ever plans on getting into a motor-vehicle collision, which means the resulting damages are always unanticipated. Even if you have quality health insurance to cover any emergency medical care, the cost of missing work for weeks or months following the incident can threaten the entire family’s financial security.

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According to the Centers for Disease Control and Prevention, the medical costs that resulted from crash-related deaths in Mississippi amounted to $7 million in a single year, while the associated work loss costs totaled $854 million. These figures highlight the fact that health care represents a mere fraction of the damages that can result from an auto wreck.

Fortunately, accident victims and their loved ones have the right to pursue compensation for all losses from those liable for the incident. In order to file a successful claim that ultimately results in a payout, though, they must gather evidence of fault, track all damages, and negotiate with the opposing party.